Horsebox Insurance

This coverage protects you if your horsebox causes damage to someone else’s property or injures someone while being used or towed.

As noted above in third party cover plus:

• Vehicle loss or damage caused by fire, lightning, self ignition, explosion, theft, or attempted theft (Market value)
• Trailers (unless otherwise declared and accepted) (£100k)
• Personal effects (£250)

This covers damage to your horsebox resulting from accidents, fire, theft, vandalism, or other covered perils.

As noted above in third party and fire and theft cover plus:

• Accidental damage to the vehicle (Amounts stated are per event unless stated otherwise)
• New vehicle replacement (Market value)
• Windscreen/ glass cover (Unlimited)
• Audio, visual and navigational equipment (£1k)
• Loss of keys/ replacement locks (£1,250)
• Personal accident
  • Death (£10k)
  • Loss of sight (£10k)
  • Loss of limb (£10k)
• Emergency accommodation and travel expenses (£100 per person; £400 any one incident)
• Medical expenses (£500 per person)
• Child car seat (£500 per incident)
• Personal belongings (£500 per vehicle)

Policy is provided by Peliwica Ltd

Conditions and Exclusions

• An excess of £100 applies to each claim for accidental loss or damage. This increases to £150 in respect of malicious damage or theft of/to the trailer and a £300 excess applies in respect of malicious damage or theft of/to the trailer while not at the insured’s home.
• When not in use the trailer must be kept in a locked building or secured with a wheel clamp or hitch lock.
• Cancellation terms: you have 14 days from receiving the policy to write confirming that you do not wish to continue. Any premium which has already been paid will be returned in full less the administration fee of £25, providing you have not made any claims under the policy. There is no right to cancel following the cooling-off period, however, you are required to notify us if you no longer own the trailer, but no return premium will be issued.

Full terms and conditions can be viewed here